Privacy Policy
At financial.romnsp.com, we are committed to protecting the privacy of our visitors. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our blog, which focuses on providing clarity and confidence in every loan and credit decision. We value your trust and are transparent about our data practices.
Information We Collect
We collect several types of information, including:
- Personal Information: This includes information you voluntarily provide, such as your name and email address when you subscribe to our newsletter or leave a comment. We do not require you to provide personal information to access most of our content.
- Non-Personal Information: This includes information that cannot be directly linked to a specific individual. Examples include your IP address, browser type, operating system, referring website, and pages you viewed on our site. This data is collected automatically through the use of cookies and other tracking technologies (see section on Cookies and Tracking Technologies below).
- Log Data: Like many websites, we collect information automatically through server logs. This includes information like your IP address, browser type, referring/exit pages, and URLs, date and time stamps, and other similar information. This information is used for internal purposes, such as website administration, troubleshooting, and improving user experience. We do not attempt to identify individuals based solely on log data.
How We Use Your Information
We use the collected information for several purposes, including:
- To provide and improve our services: We use your information to operate, maintain, and improve our blog. This includes responding to your comments, providing you with newsletters (if subscribed), and analyzing website usage to improve content and user experience.
- To communicate with you: We may use your email address to send you newsletters, updates on new blog posts, or to respond to your inquiries. You can unsubscribe from our email list at any time (see section on Your Rights below).
- For analytics and website improvement: We use non-personal information, such as website traffic data, to understand how users interact with our blog. This helps us improve the content and functionality of our website.
- To protect our rights and property: We may use your information to investigate and prevent fraudulent activities or violations of our terms of service.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our blog. Cookies are small text files placed on your device that allow us to remember your preferences and track your website usage. We use both session cookies (which expire when you close your browser) and persistent cookies (which remain on your device until deleted).
We use cookies for various purposes, including:
- Essential Cookies: These cookies are necessary for the functioning of our website and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms.
- Analytics Cookies: These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous.
- Functionality Cookies: These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages.
- Advertising Cookies: While we currently do not use advertising cookies, we reserve the right to use them in the future to show targeted advertising. If we do so, we will update this policy accordingly and provide you with options to opt-out.
You can manage your cookie preferences through your browser settings. However, disabling cookies may affect your ability to use certain features of our blog.
Data Security
We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is completely secure. Therefore, we cannot guarantee absolute security of your information.
Third-Party Services
We may use third-party services, such as analytics providers, to assist us in operating our blog. These providers may have access to your information only to perform these tasks on our behalf and are obligated to protect your information. We only share necessary information with these third-party providers. We carefully select reputable third-party providers and implement appropriate safeguards to protect your data.
Your Rights
You have the following rights regarding your personal information:
- Right to access: You have the right to request access to the personal information we hold about you.
- Right to rectification: You have the right to request correction of any inaccurate personal information we hold about you.
- Right to erasure: You have the right to request deletion of your personal information under certain circumstances.
- Right to restriction of processing: You have the right to request restriction of processing of your personal information under certain circumstances.
- Right to data portability: You have the right to request a copy of your personal information in a structured, commonly used, and machine-readable format.
- Right to object: You have the right to object to the processing of your personal information under certain circumstances.
- Right to withdraw consent: If you have given us your consent to process your personal information, you have the right to withdraw your consent at any time.
To exercise these rights, please contact us at [email protected]. We will respond to your request within a reasonable timeframe.
Children’s Privacy
Our blog is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us at [email protected] so we can take appropriate action.
Changes to this Privacy Policy
We may update this Privacy Policy from time to time. We will post any changes on this page and, if the changes are significant, we will provide more prominent notice (e.g., via email). We encourage you to review this Privacy Policy periodically for any updates.
Contact Us
If you have any questions about this Privacy Policy, please contact us at [email protected]
Effective Date: October 26, 2023