Terms of Service

Terms of Service

Welcome to financial.romnsp.com, a blog dedicated to providing clarity and confidence in every loan and credit decision. These Terms of Service (“Terms“) govern your access to and use of our blog, including all content, functionality, and services offered on or through financial.romnsp.com (the “Blog“). By accessing or using the Blog, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Blog.

1. User Conduct

As a user of the Blog, you agree to:

  • Use the Blog only for lawful purposes and in a manner consistent with these Terms.
  • Not use the Blog to transmit any material that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically, or otherwise objectionable.
  • Not impersonate any person or entity, including, but not limited to, a financial advisor or representative of financial.romnsp.com.
  • Not interfere with or disrupt the Blog or servers or networks connected to the Blog.
  • Not attempt to gain unauthorized access to any portion of the Blog, other accounts, computer systems, or networks connected to the Blog, through hacking, password mining, or any other means.
  • Not use any robot, spider, scraper, or other automated means to access the Blog for any purpose, including monitoring or copying any of the material on the Blog.
  • Not use the Blog to collect or harvest any personally identifiable information, including account names, from other users.
  • Not use the Blog for any commercial solicitation purposes.

2. Intellectual Property

The Blog and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof), are owned by financial.romnsp.com, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Blog, except as expressly permitted in these Terms. Any unauthorized use of the Blog or its content may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

3. Disclaimer of Warranties

The Blog is provided “as is” and without any warranties of any kind, whether express or implied. We do not warrant that the Blog will be uninterrupted or error-free. We will not be responsible for any losses, injuries, or damages from the display or use of the Blog or its content, even if we have been advised of the possibility of such damages.

We make no representations or warranties of any kind, express or implied, as to the operation of this Blog or the information, content, materials, or products included on this Blog. You expressly agree that your use of this Blog is at your sole risk.

4. Limitation of Liability

To the fullest extent permitted by applicable law, in no event will financial.romnsp.com, its affiliates, officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Blog; (ii) any conduct or content of any third party on the Blog; (iii) any content obtained from the Blog; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

5. Indemnification

You agree to indemnify, defend and hold harmless financial.romnsp.com, its affiliates, officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (i) your use of and access to the Blog; (ii) your violation of any term of these Terms; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that your content caused damage to a third party.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Insert State/Jurisdiction], without giving effect to any principles of conflicts of law.

7. Changes to Terms of Service

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If we make material changes to these Terms, we will notify you by posting the revised Terms on the Blog and updating the “Last Updated” date at the top of these Terms. Your continued use of the Blog after the posting of any changes constitutes acceptance of those changes.

8. Return Policy

This Blog does not offer any products or services for sale. Therefore, a return policy is not applicable.

9. Contact Us

If you have any questions about these Terms, please contact us at [email protected]

Last Updated: October 26, 2023